Can I open a bank account without proof of address?

Yes. Under UK rules banks can open a current account without standard proof of address, and there's a scheme to help people without a fixed address. You may need to visit a branch and explain your situation, or use alternative evidence like a letter from a charity, employer or the accommodation you're in.

Last reviewed as part of the UKRoute answer bank — always check the official links below before acting.

1. 1

   Don't take no for an answer — ask the bank directly about their "help opening an account" process.

2. 2

   Bring alternative ID if you don't have a UK address: passport, biometric residence permit, asylum registration or a letter from a charity you're registered with.

3. 3

   A federal scheme lets survivors of domestic abuse and people without a fixed address open accounts — mention this to your chosen bank.

4. 4

   Alternatively choose a digital bank (many accept a foreign address as proof and verify you via video call).

5. 5

   Once you have one address-based document (like a council tax letter), you can switch to any bank using the Current Account Switch Service.